2023 Choice Home Warranty Review
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However, if you prefer to save money on service visits, Liberty Home Guard may be the better choice. With Choice Home Warranty, you receive a free month of coverage when you purchase either its Basic or Total Plan. If you call to request a quote, you may also qualify for an additional 15% off your annual premium.
If you don’t want to take any chances on these bigger appliances, then the Total plan is a better fit. Although it is a bit more expensive, it could be worth the peace of mind knowing that your home is covered. Before you dive into any home warranty, it’s important to uncover the details of the offered plans. Let’s take a closer look at the breakdown of what plans and coverage Choice Home Warranty has to offer.
Choice Home Warranty vs. First American Home Warranty
While there are many different kinds of warranties out there, a basic plan covers most essential home components, such as the kitchen appliances, electrical systems, and plumbing. Purchasing the Total plan, however, can give you additional coverage, including air conditioning and washing machines. Choose a plan based on your budget and your expectations to ensure you get the best value.
With plans priced at about $51 per month, Choice Home Warranty’s premiums sit almost exactly at the monthly industry average of $51.61 for standard home warranty coverage. For example, if you’re reading company reviews and they mention that claims are frequently rejected, that’s a major red flag. Do your due diligence and research each company you’re considering. AFC Home Club has 24/7 customer service that allows homeowners to hire their own contractor or use one in its technician network and guarantees parts and labor for the life of their membership.
I called in to make a claim had no issues at all. The representative was very helpful. The company that came out was great.
Some home warranty companies do have an option for customers to enroll in 3- or 5-year plans at a discounted rate. Including central air conditioning system, secondary refrigeration, pool and spa equipment, and well pump protection. This plan covers everything offered by both the Appliance Guard Plan and the System Guard Plans.
Your warranty offers all the coverage you need for the problem. There are also some discounts that come with joining the Choice Home Warranty family. It offers $30 off plus a free month of coverage when you purchase a full year of service. If you find yourself in an emergency situation, like having a faulty air conditioning system in the middle of a devastating heat wave, Choice technicians may expedite the process.
Choice Home Warranty Rating and Review
Choice Home Warranty also allows you to request a free quote on its website. If you already know what type of coverage you want, you can submit an application online. As with any home warranty provider, expect payout limitations when you purchase a plan from Choice Home Warranty. It excludes items with pre-existing conditions, like heavy damage, from coverage. If you have old appliances or home systems, be sure to purchase coverage before they fail or become damaged. Choice Home Warranty is transferable between home sellers and buyers.
A Choice Home Warranty claim is designed to be customer-friendly and easy to file. Your claim will be assessed and then attended to by multiple customer service representatives. The company guarantees that two to three personnel will be assigned to each claim. The company also boasts a response time of between 4-48 hours for each claim.
It’s important to review your contract to understand your company’s policy. At the time of writing, the company is offering 3 months of free coverage and has a 30-day money back guarantee for clients. Those who miss the 30-day window can still cancel at any time and get a prorated refund.
The Choice home warranty was founded in 2008 and has won several consumer awards, including the “Best Company” Consumer’s Award. This company provides service to homeowners for both wear and tear damage and major appliances. You can choose from two plans, one of which covers more than just the basics, such as plumbing and electrical systems. The Total Plan, on the other hand, covers more, including air conditioning and washers. Although the Choice home warranty charges a service fee, it is reasonable compared to some other home warranties. CHW reserves the right to offer cash back in lieu of repair or replacement in the amount of CHW’s actual cost to repair or replace any covered system, component or appliance.
Information provided on Forbes Home is for educational purposes only. The products and services we review may not be right for your individual circumstances. Yes, Choice Home Warranty covers a number of problems that can come from a failed plumbing system. Optional add-on coverage is also available to cover septic tank pumps, well pumps and sump pumps. We also dug into the fine print on each company’s service agreement to ensure no detail was left out. When choosing the right home warranty company, it’s important to have all the answers to your questions.
We may receive compensation for receiving quotes or placing advertisements. Companies are ranked solely on the basis of consumer reviews and ratings received from home warranty users. First American excels is in affordable rates and in years of experience in the industry. This company has been around 24 years longer than Choice Home Warranty, so when it comes to a long-standing reputation, First American has Choice beat.
Simply call our 24/7 customer service and we will send the right professional to your home. Lauren is an accomplished freelance writer who covers a variety of topics, including home improvement, sustainability and more. Her background in news reporting allows her to look at topics from all angles and break things down into digestible content that’s useful to every reader. When she isn’t writing, you’ll find Lauren thinking up her next DIY project or exploring the beautiful Pacific Northwest with her pup. When you file a claim with Choice Home Warranty, your case won’t be added to a heaping pile of paperwork sitting on the desk of some overworked claims agent. Rather, your request will be handled quickly and efficiently by a dedicated team of two or three representatives to help you through the entire claims process.
Instead, homeowners insurance is designed to help you pay for structural damage to your home. Aside from these limitations, there are several other noteworthy exclusions. Most home warranties, including Choice, only cover items that break down due to normal wear and tear. This means that items that fall into disrepair due to neglect, lack of maintenance, unforeseen circumstances, etc., will not be covered. Items with pre-existing conditions are also exempt from coverage. Keep in mind that preexisting conditions will not be covered, and if you are covering an older air conditioning unit with a warranty, not all issues will be covered by your plan.
Since 2008, the company has been providing a worthwhile experience to its customers. Although it has mixed customer feedback, the company has earned 3.9 out of 5 stars on Trustpilot with over 20,000 reviewers! Within those reviews, over 60% of customers have an excellent experience working with Choice Home Warranty. Both FAHW and CHW offer a basic plan and a slightly more comprehensive coverage option and seem comparable in this regard. American Home Shield offers 3 plans with varying levels of coverage.
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